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Free download: Banking supervision in transition –
Facts and figures 2008-2018

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The world of banking supervision finds itself in constant transition. 2018 is an especially eventful year for financial institutions and the authorities as lots of regulations are updated and renewed. MiFID has already come into effect, Basel IV is one of the top topics in many discussions and other updates will bring significant changes for the regulatory law sector. In the course of the past decade many regulations have stood the test of time, others have proven themselves in need of revision.

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EBA releases stress test results

EBA releases stress test results

Last Friday the EBA released the results of the 2018 EU-wide stress test for banks. The test simulates a crisis or worst case scenario for financial institutions and tests their potential performance. 48 banks from 15 countries were put to the test this year. Have a look at the results here.

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New ECB ILAAP and ICAAP guidelines

Author: Prof. Dr Christian Schmaltz
After years of Pillar 1 attention (Basel III, TRIM), the ECB has shifted its supervisory focus to Pillar 2. In that course, it has published its supervisory expectations on how banks internally deal with their solvency risks (called ICAAP) and with their liquidity and funding risks (ILAAP).

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Future topics of banking regulation

Power Talk Banking Regulation

Summary of a discussion with Burkhard Eckes (Head of Banking & Capital Markets, PwC), Dominique Laboureix (Member of the Board, Single Resolution Board) and Sylvie Matherat (Member of the Board, Deutsche Bank AG) at the 18th Handelsblatt Conference “European Banking Regulation” (22-24 November 2017 in Frankfurt, Germany). Host of the discussion was Daniel Schäfer (Head of Handelsblatt’s finance pages).

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Regulatory measures in uncertain times

Sylvie Matherat, Deutsche Bank

Continuing international cooperation and consistent regulation

At last year’s Handesblatt European Banking Regulation Conference (22-24 November 2017) Sylvie Matherat gave a speech on the difficulties banks face in uncertain times. She mentioned aspects that would be helpful on the part of the regulatory authorities to improve banks’ ability to act in uncertain conditions. Also, she explained which factors carried the greatest amount of uncertainty for Deutsche Bank. According to Sylvie Matherat, in uncertain times, regulatory authorities can focus on three paths of action.

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Trading Book – Requirements and implementation

Charts Analysis Finance

From (probably) 2021 onwards (with regulatory reporting based on CRR II) banks must measure and manage Pillar 1 market risk within a fundamentally revised framework. Banks are exempted from the new framework if their regulatory trading book plus FX- and commodity positions in the banking book do not exceed 10% of total assets and do not exceed 300 mio EUR.
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Banks must be allowed to fail…

Frankfurt Banking District

European banking supervision contributes to safe and sound banks…

The goal of European banking supervision is to contribute to the safety and soundness of banks. And we have made great strides towards achieving that goal.

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